{"id":2388,"date":"2014-12-17T21:11:58","date_gmt":"2014-12-17T21:11:58","guid":{"rendered":"http:\/\/www.kunnskap.de\/?page_id=2388"},"modified":"2021-06-25T12:49:36","modified_gmt":"2021-06-25T10:49:36","slug":"mindestreserve","status":"publish","type":"page","link":"https:\/\/prudentwater.com\/en\/mindestreserve\/","title":{"rendered":"Mindestreserve"},"content":{"rendered":"<p>Auch <strong>Reserve-Soll<\/strong><br \/>\nengl. <strong>Minimum Reserve<\/strong><\/p>\n<p>Die Mindestreserve ist ein geldpolitisches Instrument der Europ\u00e4ischen Zentralbank, welches die Banken des Euroraumes dazu verpflichtet, 1 % der mindestreservepflichtigen Verbindlichkeiten als Einlage bei ihrer jeweiligen Zentralbank des Landes zu halten. Die mindestreservepflichtigen Verbindlichkeiten setzen sich aus Einlagen mit einer K\u00fcndigungsfrist von zwei Jahren, Bankschuldverschreibungen sowie t\u00e4glich f\u00e4llige Einlagen zusammen.<\/p>\n<p>Kreditinstitute in Deutschland m\u00fcssen 1 % der Einlagen ihrer Kunden bei der Deutschen Bundesbank als Guthaben unterhalten. Eine Verzinsung dieser Mindestreserven findet statt, \u00dcberschussreserven hingegen werden nicht mehr verzinst. Dieses Geld d\u00fcrfen sie also nicht weiterverleihen, sondern m\u00fcssen es bei der EZB &#8220;lagern&#8221;. Die EZB hat mit der Mindestreserve direkten Einfluss auf die Geldmengenausweitung. Sie dient zus\u00e4tzlich der Zahlungsf\u00e4higkeit der Bank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auch Reserve-Soll engl. Minimum Reserve Die Mindestreserve ist ein geldpolitisches Instrument der Europ\u00e4ischen Zentralbank, welches die Banken des Euroraumes dazu verpflichtet, 1 % der mindestreservepflichtigen Verbindlichkeiten als Einlage bei ihrer jeweiligen Zentralbank des Landes zu halten. Die mindestreservepflichtigen Verbindlichkeiten setzen sich aus Einlagen mit einer K\u00fcndigungsfrist von zwei Jahren, Bankschuldverschreibungen sowie t\u00e4glich f\u00e4llige Einlagen zusammen. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2388","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"en","enabled_languages":["de","en"],"languages":{"de":{"title":true,"content":true,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false}}},"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Auch Reserve-Soll engl. Minimum Reserve Die Mindestreserve ist ein geldpolitisches Instrument der Europ\u00e4ischen Zentralbank, welches die Banken des Euroraumes dazu verpflichtet, 1 % der mindestreservepflichtigen Verbindlichkeiten als Einlage bei ihrer jeweiligen Zentralbank des Landes zu halten. Die mindestreservepflichtigen Verbindlichkeiten setzen sich aus Einlagen mit einer K\u00fcndigungsfrist von zwei Jahren, Bankschuldverschreibungen sowie t\u00e4glich f\u00e4llige Einlagen zusammen. Kreditinstitute in Deutschland m\u00fcssen 1 % der Einlagen ihrer Kunden bei der Deutschen Bundesbank als Guthaben unterhalten. Eine Verzinsung dieser Mindestreserven findet statt, \u00dcberschussreserven hingegen werden nicht mehr verzinst. Dieses Geld d\u00fcrfen sie also nicht weiterverleihen, sondern m\u00fcssen es bei der EZB &#8220;lagern&#8221;. Die EZB&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"PrudentWater","url":"https:\/\/prudentwater.com\/en\/author\/niklas33\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/2388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/comments?post=2388"}],"version-history":[{"count":0,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/2388\/revisions"}],"wp:attachment":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/media?parent=2388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}