{"id":4266,"date":"2015-06-24T08:36:32","date_gmt":"2015-06-24T08:36:32","guid":{"rendered":"http:\/\/www.kunnskap.de\/?page_id=4266"},"modified":"2022-11-09T15:41:28","modified_gmt":"2022-11-09T14:41:28","slug":"adjustable-rate-mortgage","status":"publish","type":"page","link":"https:\/\/prudentwater.com\/en\/adjustable-rate-mortgage\/","title":{"rendered":"Adjustable Rate Mortgage"},"content":{"rendered":"<p>Auch <b>Variabel verzinslicher Hypothekenkredit<\/b><\/p>\n<p>Bei einem adjustable rate mortgage handelt es sich um eine Hypothek mit einem variablen Zinssatz, welcher in periodischen Abst\u00e4nden an das aktuelle Zinsniveau angepasst wird. In den ersten wenigen Jahren ist der Zinssatz oftmals noch fest, dann wird jedoch aus dem festen Zinssatz ein variabler Zinssatz. Dieser wird dann monatlich den aktuellen Marktzinsen angepasst. Dazu wird in der Regel ein Referenzzinssatz herangezogen, nach dem sich der Zinssatz f\u00fcr die adjustable rate mortgage richtet. Zus\u00e4tzlich wird dann von dem Kreditgeber ein Aufschlag berechnet, welcher in der H\u00f6he abh\u00e4ngig von der Bonit\u00e4t des Schuldners ist. Ein ARM ist au\u00dferdem in der Regel mit einer sogenannten interest rate ceiling ausgestattet, sprich, der zu zahlende Zinssatz ist vertraglich nach oben hin begrenzt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auch Variabel verzinslicher Hypothekenkredit Bei einem adjustable rate mortgage handelt es sich um eine Hypothek mit einem variablen Zinssatz, welcher in periodischen Abst\u00e4nden an das aktuelle Zinsniveau angepasst wird. In den ersten wenigen Jahren ist der Zinssatz oftmals noch fest, dann wird jedoch aus dem festen Zinssatz ein variabler Zinssatz. Dieser wird dann monatlich den [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-4266","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"en","enabled_languages":["de","en"],"languages":{"de":{"title":true,"content":true,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false}}},"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Auch Variabel verzinslicher Hypothekenkredit Bei einem adjustable rate mortgage handelt es sich um eine Hypothek mit einem variablen Zinssatz, welcher in periodischen Abst\u00e4nden an das aktuelle Zinsniveau angepasst wird. In den ersten wenigen Jahren ist der Zinssatz oftmals noch fest, dann wird jedoch aus dem festen Zinssatz ein variabler Zinssatz. Dieser wird dann monatlich den aktuellen Marktzinsen angepasst. Dazu wird in der Regel ein Referenzzinssatz herangezogen, nach dem sich der Zinssatz f\u00fcr die adjustable rate mortgage richtet. Zus\u00e4tzlich wird dann von dem Kreditgeber ein Aufschlag berechnet, welcher in der H\u00f6he abh\u00e4ngig von der Bonit\u00e4t des Schuldners ist. Ein ARM ist&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"PrudentWater","url":"https:\/\/prudentwater.com\/en\/author\/niklas33\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/4266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/comments?post=4266"}],"version-history":[{"count":0,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/4266\/revisions"}],"wp:attachment":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/media?parent=4266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}