{"id":7344,"date":"2016-06-27T09:58:25","date_gmt":"2016-06-27T09:58:25","guid":{"rendered":"http:\/\/www.kunnskap.de\/?page_id=7344"},"modified":"2021-06-25T12:49:38","modified_gmt":"2021-06-25T10:49:38","slug":"originate-to-distribute","status":"publish","type":"page","link":"https:\/\/prudentwater.com\/en\/originate-to-distribute\/","title":{"rendered":"Originate to Distribute"},"content":{"rendered":"<p>Originate to Distribute beschreibt ein Gesch\u00e4ftsmodell, bei dem zun\u00e4chst nicht handelbare Kredite zu einem einzigen Wertpapier geb\u00fcndelt werden, um dadurch die Kredite handelbar zu machen und anschlie\u00dfend an potenzielle Investoren weiterzuverkaufen. Bei dem Mechanismus handelt es sich um die sogenannte Verbriefung. Bei diesem Modell werden Kredite (Privatkredite, Immobilienkredite, Studentenkredite) zu einem Wertpapier geb\u00fcndelt, welches dann hinterher in Tranchen an Investoren weltweit weiterverkauft werden kann. Die Bank erzielt durch die Provision der anf\u00e4nglichen Kreditvergabe an ihre Kunden weiterhin einen Gewinn, dadurch, dass sie die Kredite anschlie\u00dfend jedoch weiterverkauft, \u00fcbergeben sie damit auch das Risiko eines Zahlungsausfalles einzelner Schuldner an die K\u00e4ufer dieser verbrieften Wertpapiere weiter. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Originate to Distribute beschreibt ein Gesch\u00e4ftsmodell, bei dem zun\u00e4chst nicht handelbare Kredite zu einem einzigen Wertpapier geb\u00fcndelt werden, um dadurch die Kredite handelbar zu machen und anschlie\u00dfend an potenzielle Investoren weiterzuverkaufen. Bei dem Mechanismus handelt es sich um die sogenannte Verbriefung. Bei diesem Modell werden Kredite (Privatkredite, Immobilienkredite, Studentenkredite) zu einem Wertpapier geb\u00fcndelt, welches dann [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7344","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"en","enabled_languages":["de","en"],"languages":{"de":{"title":true,"content":true,"excerpt":false},"en":{"title":false,"content":false,"excerpt":false}}},"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Originate to Distribute beschreibt ein Gesch\u00e4ftsmodell, bei dem zun\u00e4chst nicht handelbare Kredite zu einem einzigen Wertpapier geb\u00fcndelt werden, um dadurch die Kredite handelbar zu machen und anschlie\u00dfend an potenzielle Investoren weiterzuverkaufen. Bei dem Mechanismus handelt es sich um die sogenannte Verbriefung. Bei diesem Modell werden Kredite (Privatkredite, Immobilienkredite, Studentenkredite) zu einem Wertpapier geb\u00fcndelt, welches dann hinterher in Tranchen an Investoren weltweit weiterverkauft werden kann. Die Bank erzielt durch die Provision der anf\u00e4nglichen Kreditvergabe an ihre Kunden weiterhin einen Gewinn, dadurch, dass sie die Kredite anschlie\u00dfend jedoch weiterverkauft, \u00fcbergeben sie damit auch das Risiko eines Zahlungsausfalles einzelner Schuldner an die K\u00e4ufer&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"PrudentWater","url":"https:\/\/prudentwater.com\/en\/author\/niklas33\/"},"comments_num_v2":"0 comments","_links":{"self":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/7344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/comments?post=7344"}],"version-history":[{"count":0,"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/pages\/7344\/revisions"}],"wp:attachment":[{"href":"https:\/\/prudentwater.com\/en\/wp-json\/wp\/v2\/media?parent=7344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}